Purchase

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Georgia Mortgage Loan - Georgia Home Loan

Large Selection to meet your needs

At Georgia Prime Mortgage we understand everyone has different needs and goals so we offer many different types of Home Mortgage Programs which gives us the flexibility to match our customers with the program that they want and need. Below are a few examples of some of the programs we offer:

Fixed Rate Mortgage

This type of home mortgage allows an individual to lock down a rate and payment over a period of time. This can protect an individual if rates go up. Most common terms are 15 year and 30 year terms.

Adjustable Rate Mortgage

This type of mortgage usually allows an individual to have a lower payment over a shorter period of time. The rate on this loan can go down if rates improve. The typical terms on these types of loans are:

- 10/1 ARM
- 7/1 ARM
- 3/1 ARM
- 1 year ARM
- 6 month ARM
- 1 month ARM

Balloon Mortgages

These mortgages usually offer lower initial payments because the payments are based on only part of the total amount borrowed. The remaining balance is refinanced after the initial term is up. Typical terms for balloon mortgages are 5 and 7 years.

Interest Only Mortgages

These mortgages offer lower payments because the borrower is paying only the interest on the loan. These loans are helpful in many situations especially if you aren't planning to keep a home very long.

We also have other programs such as:

- First Time Buyer Programs
- Stated Income Programs
- Zero-Down Mortgages
- High Loan-to-Value programs
- Bad Credit Programs

For More Specfic Information:
- Atlanta Purchase
- Savannah Purchase
- Augusta Purchase
- Macon Purchase
- Statesboro Purchase

Contact us today and let us help you find the Mortgage Program for you.